UK FCA Authorised Payment Institution (API) for Sale: FX Execution and Currency Solutions Business, Established 2013

Summary

An FCA-regulated Authorised Payment Institution offering FX execution and structured currency solutions is available for acquisition. Founded in 2013, FCA authorised since 2014 and re-authorised in 2018, it serves SMEs, large companies and high-net-worth individuals.

The sale includes its own software for CRM, trade booking, reconciliation and analytics, a UK high-street bank relationship with a segregated client account, and stated regulatory capital of £125,000. Asking price £1,600,000 plus a £45,000 buyer's premium.

Description

Listed: 28 October 2026

An established FX execution and structured-currency-solutions business, regulated by the FCA as an Authorised Payment Institution (API), is available for acquisition. It serves SMEs, large-cap companies and high-net-worth individuals and comes with its own software, a UK high-street bank relationship and an experienced management team.

Price

• Asking price: £1,600,000
• Buyer's premium: £45,000

Regulatory standing

• Founded in 2013, FCA authorised since 2014 and re-authorised in 2018
• FCA-regulated Authorised Payment Institution
• HMRC registered under the Money Laundering Regulations
• Stated regulatory capital of £125,000, meeting its applicable FCA requirements
• Current audit report with no major findings
• Seller reports a clean compliance record, with no reported suspicious trades, breaches or fraud

Business

• FX execution and structured currency solutions
• Clients: SMEs, large-cap companies and high-net-worth individuals
• Existing management and FX expertise with over 50 years of combined industry experience

Banking

• Existing banking relationship with a UK high-street bank
• Two GBP accounts, including a segregated account for client funds
• Currently offers USD, EUR, AUD and CHF
• Banking infrastructure supports access to approximately 60 currencies

Technology included

• Proprietary software and bespoke tools for CRM, trade booking, account reconciliation, client-account monitoring and analytics

Clean structure

• Seller reports no debt, outstanding liabilities or claims
• No outside shareholders or other interested parties

Who this may suit

• FX brokers and payment firms seeking an established UK authorisation
• Fintechs wanting a regulated UK FX business with its own tools and banking
• Strategic and financial buyers seeking an operating business rather than a licence shell

Important

All figures and details are as stated by the seller and must be verified during due diligence. Any change in control of an FCA-authorised firm requires FCA approval. The seller's identity, company name and records are disclosed only to qualified buyers after screening and a signed NDA.

This listing is managed by DealHarbor on the seller's behalf.