MiCA-Authorised Crypto-Asset Service Provider for Sale: EU Fiat and Stablecoin Payments Platform with Revenue

Summary

An EU company authorised under MiCA as a crypto-asset service provider is for sale. It runs a live fiat and stablecoin payments platform for businesses, fintechs and digital platforms: one API for conversion, compliance and settlement. The MiCA authorisation covers the exchange of crypto-assets for funds and was granted in 2026.

In 2025 the business processed about €30 million and earned about €0.7 million in revenue, after roughly tripling volume in each of the last two years. Asking price: €6.5 million. The company's name and the country of authorisation are disclosed to qualified buyers after an NDA.

Description

A company authorised in an EU member state as a crypto-asset service provider (CASP) under the Markets in Crypto-Assets Regulation (MiCA) is offered for sale. This is an operating business with clients, revenue and its own technology, not a dormant licence.

What the business does

It provides regulated fiat and stablecoin infrastructure for businesses, fintechs and digital platforms. A client integrates once, through an API, and gets:

• Conversion between fiat and stablecoins, including EUR and USD stablecoins, under the MiCA authorisation
• Multi-currency settlement and payment rails such as SEPA and SEPA Instant, provided through regulated banking and payment partners
• Compliance built in: KYC and KYB, transaction screening (KYT), monitoring and reconciliation in a single operating layer

The company controls the client experience and the orchestration. Regulated partners provide the banking and payment rails.

Regulatory position

• Authorised under MiCA by the national regulator of an EU member state, for the exchange of crypto-assets for funds
• Authorisation granted in 2026
• The authorisation does not cover custody. A MiCA custody authorisation, an EU payment institution licence and registrations outside the EU are on the company's roadmap; they are plans, not licences held today

Track record

• 2025 processed volume: about €30 million
• 2025 revenue: about €0.7 million, earned mainly as volume-based fees, with recurring API, white-label and institutional service fees alongside
• More than 130,000 transactions processed in 2025
• More than 8,000 registered users
• Three years of growth: processed volume roughly tripled in 2024 and again in 2025

Management's own forecast is for processed volume of about €80 million in 2026 and about €210 million in 2027, with revenue of about €2 million and about €5 million. These are the seller's forward-looking figures, based on its B2B growth plan. They are not guaranteed and a buyer should test them in due diligence.

Platform and team

• API-first platform covering conversion, pricing, compliance, settlement coordination and reconciliation
• White-label and institutional (OTC) offering for B2B and B2B2C partners
• Experienced management team covering the business, compliance, technology, blockchain engineering and operations
• Go-to-market built on direct sales to fintechs, payment providers and platforms in its home market, then the wider EU and selected Latin American corridors

Price and process

The asking price is €6.5 million. The structure of the transaction, and exactly what transfers with the company, are discussed with qualified buyers. A change of control of a MiCA-authorised firm is subject to assessment by the regulator, so a buyer should expect fit-and-proper review and plan its timeline accordingly.

Who this may suit

• Payment institutions, EMIs and fintechs that want MiCA-authorised fiat and stablecoin conversion without making their own application
• Crypto and stablecoin businesses from outside the EU seeking a regulated European base
• Banks and payment providers adding stablecoin settlement to an existing client base
• Strategic investors looking for a regulated operating platform with revenue

Confidentiality

The company's name, the country of authorisation, its banking and payment partners, financial statements and regulatory documents are withheld in this listing. They are released to qualified buyers after screening and a signed NDA. This listing is managed by DealHarbor on the seller's behalf.