Licensed PSP Seeking Named USD Accounts with SWIFT Access for African B2B Payment Flows

Summary

A licensed payment service provider in Africa is looking for a regulated partner that can issue named USD accounts with SWIFT access to African business clients. The focus is B2B: importers and businesses converting USDT or USDC to USD and paying overseas suppliers from accounts in their own name. Initial volume is about US$10–15 million a month across roughly 150–200 accounts, with a path to US$50–60 million.

Description

A licensed payment service provider in Africa is seeking a direct institutional partner capable of providing named USD accounts with SWIFT access for African business clients.

The company is currently licensed in Africa and has also applied for Canadian FINTRAC registration, which is expected to be approved shortly. It has an active and ready client pipeline across key African markets, including Nigeria, Ghana, Tanzania, Zambia, and Uganda.

The client base consists primarily of importers, exporters, businesses, freelancers, and commercial counterparties requiring reliable cross-border USD payment capabilities. The immediate focus is on B2B payment flows, particularly African importers and businesses that hold USDT or USDC and need to convert into USD for onward supplier payments.

The core requirement is the ability to issue named USD accounts to African businesses, with access to SWIFT for international payments. Named accounts are essential because many international suppliers, manufacturers, and trading counterparties will only accept payments from an account held in the name of the paying business.

Typical payment destinations include suppliers and manufacturers in: China; Dubai / UAE; Europe; Other international trade corridors.

The required payment flow is straightforward: clients need to convert USDT or USDC into USD and then make USD-to-USD SWIFT payments from their own named business accounts. The client is not seeking local currency conversion, alternative rails, or non-SWIFT payment workarounds for this requirement.

The PSP is fully prepared to support a robust compliance process. KYB, KYC, beneficial ownership documentation, source of funds, source of wealth, invoices, transaction details, and supporting commercial documentation can be provided as required.

The initial expected volume is approximately $10M-$15M per month, with a credible path to scale to $50M-$60M per month as account access and processing capacity expand. The expected account requirement is approximately 150-200 named business accounts.

The ideal partner will be a regulated financial institution, EMI, PSP, MSB, bank, or licensed account provider that directly controls the relevant account and SWIFT capabilities. The PSP is not seeking brokers, middlemen, introducers, or parties that do not directly own or operate the required regulated infrastructure.

Commercially, the PSP is looking for a serious long-term partner that understands high-volume B2B payment flows, trade-related African corridor activity, and the restricted margins under which these businesses operate. Providers with excessive percentage-based pricing, such as 1% transaction fees, are unlikely to be suitable.

The preferred partner should be able to support: Named USD accounts for African businesses; SWIFT access for international supplier payments; USDT and/or USDC conversion into USD; B2B importer, exporter, and trade-related payment flows; Full KYB/KYC and beneficial ownership review; Source of funds and source of wealth documentation; Invoice-backed commercial payments; Scalable account issuance and transaction processing; Competitive institutional pricing suitable for thin-margin B2B flows.

This is a serious, time-sensitive requirement. The PSP is ready to proceed with the right regulated partner and is targeting go-live within 30 days.

This opportunity is being administered by DealHarbor as a private placement lead. Qualified licensed providers with direct named-account and SWIFT capabilities should respond through DealHarbor for confidential introduction and qualification.