Banking Access Needed: Miami-Based U.S. International Trade Company

Summary

A Miami-based U.S. international trade company, operating since 2007, is looking for replacement business banking for daily operations. It is not an MSB, handles no third-party funds and has no cash activity. It needs wires, ACH and check deposits, ideally Zelle, and a provider that can onboard remotely because the owner is currently overseas.

Description

A Miami-based U.S. corporation operating since 2007 is seeking replacement business banking access for daily operations. The company is not an MSB, does not handle third-party funds, and has no cash activity. The business requires a U.S. business account that can support domestic and international commercial activity, including wires, ACH, check deposits, and preferably Zelle.

The client is currently overseas and requires a provider that can support remote onboarding.

Company Profile

The business provides end-to-end international trade support, including: Consulting; Logistics; Sourcing; Outsourcing; Wholesale distribution; Strategic business partnerships; International market expansion support.

The company helps clients operate more efficiently across global markets.

Jurisdiction / Domicile: United States company; Based in Miami, Florida; Operating since 2007; Company website available; EIN and corporate documents available during provider due diligence.

Banking Requirement

The company is looking for a U.S. business banking solution that can support: Domestic wires; International wires; ACH transfers; Check deposits; Remote deposit services; Zelle, if available; Online banking access; Remote onboarding while principal is overseas.

Monthly Volume Profile: Estimated monthly activity: approximately US$100,000 to US$150,000; Estimated outgoing from the U.S.: approximately US$100,000 to US$150,000 per month; Estimated incoming activity: approximately US$100,000 per month; No cash deposits; No MSB activity; No third-party funds handling.

Check Deposit Use Case

The business has customers with U.S. bank accounts who live overseas. Some of these customers have limited ability to send ACH or wires, so check deposits remain important for ongoing commercial operations.

Current Situation

The company’s previous/current account access was disrupted, and the client needs to recover normal daily banking operations. Provider should be comfortable reviewing the prior account history and understanding the reason for closure during onboarding.

Documents Available for Qualified Providers

Upon serious provider interest, the client can provide: Corporate formation information; EIN confirmation; Website and business description; Past invoices; Passport / identity documents; Explanation of prior banking relationship and closure; Transaction profile and expected use case; Ideal Provider; The ideal banking or financial institution partner can support:; U.S. corporate business banking; International trade-related companies; Remote onboarding; Non-MSB commercial activity; Moderate monthly volume; Domestic and international wires; ACH; Check deposit functionality; Reasonable review of prior account closure context.