High-Growth US → Vietnam Remittance Platform Seeking Licensed Sponsor & Banking Infrastructure

Summary

A Texas-based fintech serving the Vietnamese-American community is looking for a licensed sponsor, remittance-as-a-service provider or banking infrastructure partner for the U.S.-to-Vietnam corridor. The platform is live with more than 30,000 users across all 50 states and about 10,000 new users a month. Projected remittance volume starts near US$250,000 a month and reaches about US$1 million a month by month six.

Description

A fast-growing Texas-based fintech platform serving the Vietnamese-American community is seeking a licensed sponsor, RaaS provider, or banking infrastructure partner for the US → Vietnam remittance corridor.

Current Platform Status

The platform is already live and operational with: 30,000+ users across all 50 US states; Approximately 10,000 new users joining monthly; Existing Stripe and Apple Pay integration; AML/BSA policies already prepared; Existing payout-side alignment discussions substantially advanced with a major global payout network; Strong community-driven distribution and organic growth.

Primary Use Case: Consumer remittance; Vietnamese diaspora sending money to family members in Vietnam; Cross-border P2P payment flows.

Projected Transaction Volumes

Months 1–3: Approximately 500 transactions/month; Average transaction size: approximately USD $500; Projected volume: approximately USD $250,000/month.

Month 6: Approximately 2,000 transactions/month; Projected volume: approximately USD $1,000,000/month.

Month 12: Approximately 5,000 transactions/month; Projected volume: approximately USD $2,500,000/month.

What the Company Is Seeking: US MTL sponsorship coverage; Authorized Delegate / Authorized Agent structure; Cross-border remittance sponsorship; Banking and compliance infrastructure; Remittance-as-a-Service (RaaS) partnership; Scalable long-term sponsor relationship.

Operational Readiness

The team is prepared to: Operate under sponsor compliance oversight; Integrate sponsor-required KYC, AML/BSA, and payment processing stack; Adapt to sponsor-approved processors and controls; Work within a regulated, compliance-first structure.

Preferred Provider Profile

Ideal providers should be comfortable with: Vietnam remittance corridors; Cross-border diaspora remittance; Card-funded and ACH-funded flows; Prefunding models; Consumer remittance scale-up; Growth-stage fintech partnerships.

Future Expansion Plans

Potential future expansion may include: Canada; Australia; Additional Southeast Asian corridors.

Seeking Discussions With: Licensed sponsors; Program managers; Banking partners; RaaS providers; Compliance-first infrastructure operators.

Requested Information From Interested Providers

Please include: Licensing footprint; Sponsorship structure; Corridor appetite; Compliance requirements; Technical onboarding expectations; Commercial framework; Estimated onboarding timeline.