US Dollar Operating Account Needed for Wyoming Crypto-Only MSB

Summary

A Wyoming LLC registered with FinCEN as a virtual-currency-only MSB is looking for a USD corporate operating account. The account is for ordinary business expenses only, under US$50,000 a month: no customer deposits, customer settlement or crypto-to-fiat conversion. The provider must be comfortable with a foreign-owned, crypto-registered MSB.

Description

A Wyoming-domiciled money services business is seeking a USD corporate operating account from banks, BaaS providers, or payment partners comfortable onboarding a foreign-owned, crypto-registered MSB.

This is an operational account only. No customer deposits, customer settlement, crypto-to-fiat conversion, or client funds will flow through this account.

Entity Profile: Wyoming LLC registered with FinCEN as a Money Services Business; Virtual-currency-only business model; Operates under the Wyoming virtual currency exemption, W.S. 40-22-104; Foreign-owned with a single UBO; BSA/AML program in place, including compliance officer, KYC/KYB, OFAC screening, and blockchain analytics.

Account Purpose

The account will be used for ordinary business operations, including: Vendor payments; Software and analytics subscriptions; Professional fees; Payroll; Corporate expenses.

Expected operational throughput is under USD 50,000 per month.

Provider Requirements

The company is seeking a provider that can offer: USD business account; Online banking access; Domestic and/or international wire capability; Comfort with a foreign-owned, crypto-registered MSB; Operational-only relationship with no customer-funds custody; Transparent fee schedule covering onboarding, monthly maintenance, wires, and transactions.

Onboarding Package Available

The company can provide a complete onboarding package, including: Business plan; Compliance manual; Flow-of-funds documentation; Ownership chart; MSB registration details; Supporting due diligence documents.

Providers should submit indicative fees, onboarding timeline, expected documentation requirements, and any account limitations.