Licensing Leads — MTL, EMI, VASP & Financial Services Licensing

Description We are building a verified medical crowdfunding platform that enables U.S.-based donors to fund essential medical treatment for patients receiving care at approved hospitals abroad, with an initial focus on hospitals in Pakistan. Each campaign is tied to a real patient and a specific medical need. Before a campaign goes live, the platform verifies the case with the hospital, including treatment details, patient medical record/reference number, expected cost, and required funding amount. Donors can then contribute online by card toward that specific treatment campaign. A key requirement is that the platform does not hold, control, or transmit the funds. We are seeking a payment processor, licensed money transmitter, payment facilitator, acquiring partner, or regulated payments provider that can process U.S. donor card payments and route the funds directly to the hospital or approved medical provider. The funds should be credited to the patient’s account at the hospital and used only for the verified treatment. In some cases, the hospital may have a U.S.-based Nostro account or another approved receiving account structure. In other cases, cross-border payout capability to Pakistan may be required. We are open to working with partners who can support either model, provided the flow of funds remains compliant and the platform does not become a money transmitter. This is a social impact healthcare payments use case with strong potential for scale. The goal is to make medical giving more transparent, verifiable, and trusted by ensuring that donor funds are connected directly to real medical treatment costs and paid to the healthcare provider. Requirement We are looking for a payments partner that can support: - U.S. donor card processing - Medical crowdfunding and donation-style payments - Campaign-based payment collection and reconciliation - Direct payout to hospitals or approved treatment providers - Cross-border settlement to Pakistan where required - No platform custody, possession, or control of funds - Compliance support so the platform does not become a money transmitter - KYB/KYC review for hospitals, patients, campaigns, and relevant parties - Fraud prevention, chargeback management, and donor payment security - Transparent reporting at campaign, donor, transaction, and hospital payout level - Ability to support future growth across additional hospitals and treatment categories Suggested Processing Volume Initial expected volume: $25,000-$100,000 per month Target volume after onboarding additional hospitals/campaigns: $250,000-$1M+ per month Average campaign size: $2,000-$10,000 Primary payment method: Card payments from U.S. donors

A fast-growing Texas-based fintech platform serving the Vietnamese-American community is seeking a licensed sponsor, RaaS provider, or banking infrastructure partner for the US → Vietnam remittance corridor. --- ### Current Platform Status The platform is already live and operational with: - 30,000+ users across all 50 US states - Approximately 10,000 new users joining monthly - Existing Stripe and Apple Pay integration - AML/BSA policies already prepared - Existing payout-side alignment discussions substantially advanced with a major global payout network - Strong community-driven distribution and organic growth --- ### Primary Use Case - Consumer remittance - Vietnamese diaspora sending money to family members in Vietnam - Cross-border P2P payment flows --- ### Projected Transaction Volumes #### Months 1–3 - Approximately 500 transactions/month - Average transaction size: approximately USD $500 - Projected volume: approximately USD $250,000/month #### Month 6 - Approximately 2,000 transactions/month - Projected volume: approximately USD $1,000,000/month #### Month 12 - Approximately 5,000 transactions/month - Projected volume: approximately USD $2,500,000/month --- ### What the Company Is Seeking - US MTL sponsorship coverage - Authorized Delegate / Authorized Agent structure - Cross-border remittance sponsorship - Banking and compliance infrastructure - Remittance-as-a-Service (RaaS) partnership - Scalable long-term sponsor relationship --- ### Operational Readiness The team is prepared to: - Operate under sponsor compliance oversight - Integrate sponsor-required KYC, AML/BSA, and payment processing stack - Adapt to sponsor-approved processors and controls - Work within a regulated, compliance-first structure --- ### Preferred Provider Profile Ideal providers should be comfortable with: - Vietnam remittance corridors - Cross-border diaspora remittance - Card-funded and ACH-funded flows - Prefunding models - Consumer remittance scale-up - Growth-stage fintech partnerships --- ### Future Expansion Plans Potential future expansion may include: - Canada - Australia - Additional Southeast Asian corridors --- ### Seeking Discussions With - Licensed sponsors - Program managers - Banking partners - RaaS providers - Compliance-first infrastructure operators --- ### Requested Information From Interested Providers Please include: - Licensing footprint - Sponsorship structure - Corridor appetite - Compliance requirements - Technical onboarding expectations - Commercial framework - Estimated onboarding timeline