Licensing Leads — MTL, EMI, VASP & Financial Services Licensing

A fast-growing Texas-based fintech platform serving the Vietnamese-American community is seeking a licensed sponsor, RaaS provider, or banking infrastructure partner for the US → Vietnam remittance corridor. --- ### Current Platform Status The platform is already live and operational with: - 30,000+ users across all 50 US states - Approximately 10,000 new users joining monthly - Existing Stripe and Apple Pay integration - AML/BSA policies already prepared - Existing payout-side alignment discussions substantially advanced with a major global payout network - Strong community-driven distribution and organic growth --- ### Primary Use Case - Consumer remittance - Vietnamese diaspora sending money to family members in Vietnam - Cross-border P2P payment flows --- ### Projected Transaction Volumes #### Months 1–3 - Approximately 500 transactions/month - Average transaction size: approximately USD $500 - Projected volume: approximately USD $250,000/month #### Month 6 - Approximately 2,000 transactions/month - Projected volume: approximately USD $1,000,000/month #### Month 12 - Approximately 5,000 transactions/month - Projected volume: approximately USD $2,500,000/month --- ### What the Company Is Seeking - US MTL sponsorship coverage - Authorized Delegate / Authorized Agent structure - Cross-border remittance sponsorship - Banking and compliance infrastructure - Remittance-as-a-Service (RaaS) partnership - Scalable long-term sponsor relationship --- ### Operational Readiness The team is prepared to: - Operate under sponsor compliance oversight - Integrate sponsor-required KYC, AML/BSA, and payment processing stack - Adapt to sponsor-approved processors and controls - Work within a regulated, compliance-first structure --- ### Preferred Provider Profile Ideal providers should be comfortable with: - Vietnam remittance corridors - Cross-border diaspora remittance - Card-funded and ACH-funded flows - Prefunding models - Consumer remittance scale-up - Growth-stage fintech partnerships --- ### Future Expansion Plans Potential future expansion may include: - Canada - Australia - Additional Southeast Asian corridors --- ### Seeking Discussions With - Licensed sponsors - Program managers - Banking partners - RaaS providers - Compliance-first infrastructure operators --- ### Requested Information From Interested Providers Please include: - Licensing footprint - Sponsorship structure - Corridor appetite - Compliance requirements - Technical onboarding expectations - Commercial framework - Estimated onboarding timeline